CARC 13: The date of death precedes the date of service.
The date of death precedes the date of service.
CARC 13 is the code your insurance company used to explain why your claim was reduced, denied, or paid less than expected. It appears on your Explanation of Benefits (EOB) — the statement your plan sends after a claim is processed. Here's what it means for you and what you can do about it.
What CARC 13 means
The official X12 description is: “The date of death precedes the date of service.”
In plain language: The date of death precedes the date of service.
What to do next 13
Verify the EOB details. If you believe the code is misapplied, contact the carrier's member services or your provider's billing office.
CARC 13 group codes explained
On the 835 ERA, CARC 13 appears alongside a group code that signals who is financially responsible for the adjustment. CO (Contractual Obligation) — Contractual write-off. The provider agreed to the rate. Patient does NOT owe this amount.
Frequently asked questions
What does CARC 13 mean?
The date of death precedes the date of service. In plain language: The date of death precedes the date of service.
Is CARC 13 appealable?
CARC 13 is usually not appealable on its own — it's typically a contractual, informational, or routine adjustment. Verify the EOB details. If you believe the code is misapplied, contact the carrier's member services or your provider's billing office.
Which group code does CARC 13 appear under?
CARC 13 most often appears under: CO (Contractual Obligation) — Contractual write-off. The provider agreed to the rate. Patient does NOT owe this amount.
What should I do if I see CARC 13 on the 835?
Verify the EOB details. If you believe the code is misapplied, contact the carrier's member services or your provider's billing office.
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Sources
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