COBRA
Federal law allowing you to continue your employer's health insurance for up to 18-36 months after job loss or other qualifying events.
COBRA (Consolidated Omnibus Budget Reconciliation Act) gives employees and their dependents the right to continue group health coverage after job loss, reduction in hours, divorce, death of the covered employee, or aging-out of dependent coverage. Continuation is typically 18 months (36 for some events). Beneficiary pays 100% of the premium plus a 2% admin fee. Federal COBRA applies to employers with 20+ employees; state mini-COBRA applies to smaller employers.
Frequently asked questions
What is cobra?
COBRA (Consolidated Omnibus Budget Reconciliation Act) gives employees and their dependents the right to continue group health coverage after job loss, reduction in hours, divorce, death of the covered employee, or aging-out of dependent coverage. Continuation is typically 18 months (36 for some events). Beneficiary pays 100% of the premium plus a 2% admin fee. Federal COBRA applies to employers with 20+ employees; state mini-COBRA applies to smaller employers.
Related terms
Contact: hello@denialhelp.com