Qualifying Life Event (QLE)
Life events (marriage, birth, job loss, etc.) that open a Special Enrollment Period to change insurance outside open enrollment.
A QLE triggers a Special Enrollment Period (SEP) during which you can enroll in or change ACA Marketplace coverage outside the annual Open Enrollment Period. Common QLEs: loss of other coverage, marriage, birth/adoption, divorce, moving, citizenship change, income change affecting subsidy eligibility. You typically have 60 days from the QLE to enroll.
Frequently asked questions
What is qualifying life event (qle)?
A QLE triggers a Special Enrollment Period (SEP) during which you can enroll in or change ACA Marketplace coverage outside the annual Open Enrollment Period. Common QLEs: loss of other coverage, marriage, birth/adoption, divorce, moving, citizenship change, income change affecting subsidy eligibility. You typically have 60 days from the QLE to enroll.
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