Optum
Operated by UnitedHealth Group.
Optum denial notices identify the plan's reason and available review rights. The notice, plan terms, benefit program, denial category, and jurisdiction determine the correct route. Use the source links below as a starting point and verify them against your current documents.
Appeal process
Use the filing address, submission route, and deadline in the current denial notice. Do not infer a deadline from the carrier name alone: plan type, urgency, governing law, and member-specific terms can change both the appeal window and the decision clock. Ask Optum to confirm receipt and the applicable clock in writing.
Frequently asked questions
How do I appeal a Optum denial?
Follow the appeal instructions and filing date printed on the current denial notice. Product type, urgency, state law, and plan terms can change both the filing and decision clocks. If the notice describes external review, follow that member-specific process after the required internal review.
Which federal regulations apply to Optum appeals?
Depends on plan type: ERISA §503 + ACA §2719 for commercial/employer plans, 42 CFR Part 422 Subpart M for Medicare Advantage, 42 CFR Part 438 Subpart F for Medicaid managed care.
Other Specialty / carve-out
Appeal a Optum denial
Upload the denial notice. DenialHelp helps verify the reason, organize evidence, and prepare a treating-clinician-reviewable package without promising an insurer outcome.
Get started →Contact: hello@denialhelp.com