Louisiana Insurance Commissioner
Louisiana Department of Insurance
Contact information
- Agency: Louisiana Department of Insurance
- Title: Insurance Commissioner
- Phone: (800) 259-5300
- Address: 1702 N Third Street, Baton Rouge, LA 70802
- File a complaint: https://www.ldi.la.gov/consumers/file-a-complaint
- External review: https://www.ldi.la.gov/consumers/health-coverage/external-review
Balance billing & surprise billing protection
LA RS 22:1880-1881 — balance billing protections for emergency services.
External review & appeal help
External review within 120 days. State-contracted IRO.
How DenialHelp fits in
You typically need to file an internal appeal with your insurer before Louisiana will accept an external review request. DenialHelp drafts that internal appeal in five minutes from your denial letter — physician-ready, cited to medical evidence, and formatted for clean transmission to your insurer. If the internal appeal still loses, you can then file with the Louisiana Department of Insurance for external review.
Frequently asked questions
How do I file an insurance complaint in Louisiana?
File online at https://www.ldi.la.gov/consumers/file-a-complaint or call (800) 259-5300. Most states will investigate insurance company conduct, send the complaint to the insurer for a written response, and report findings to you.
What is the external review process in Louisiana?
External review within 120 days. State-contracted IRO. Submit a request at https://www.ldi.la.gov/consumers/health-coverage/external-review.
Does Louisiana protect against surprise balance billing?
LA RS 22:1880-1881 — balance billing protections for emergency services.
What if my appeal is denied by Louisiana insurance company?
After internal appeal denial, you can request external review through the state insurance department or its contracted Independent Review Organization (IRO). External review decisions are typically binding on the insurer. You can also file a complaint with the Louisiana Department of Insurance regardless of appeal status.
Appeal your Louisiana health insurance denial
Upload your denial letter — DenialHelp drafts a physician-ready appeal in five minutes. $39 first-level appeal, money back if we can't draft a strong appeal.
Get started →Contact: hello@denialhelp.com