Maryland Insurance Commissioner
Maryland Insurance Administration
Contact information
- Agency: Maryland Insurance Administration
- Title: Insurance Commissioner
- Phone: (800) 492-6116
- Address: 200 St Paul Place, Suite 2700, Baltimore, MD 21202
- File a complaint: https://insurance.maryland.gov/Consumer/Pages/FileAComplaint.aspx
- External review: https://insurance.maryland.gov/Consumer/Pages/AppealsAndGrievances.aspx
Balance billing & surprise billing protection
MD has Trauma Physician Services Fund + state balance billing protections.
External review & appeal help
Health Education and Advocacy Unit (HEAU) at AG's office offers free help. External review through MIA.
How DenialHelp fits in
You typically need to file an internal appeal with your insurer before Maryland will accept an external review request. DenialHelp drafts that internal appeal in five minutes from your denial letter — physician-ready, cited to medical evidence, and formatted for clean transmission to your insurer. If the internal appeal still loses, you can then file with the Maryland Insurance Administration for external review.
Frequently asked questions
How do I file an insurance complaint in Maryland?
File online at https://insurance.maryland.gov/Consumer/Pages/FileAComplaint.aspx or call (800) 492-6116. Most states will investigate insurance company conduct, send the complaint to the insurer for a written response, and report findings to you.
What is the external review process in Maryland?
Health Education and Advocacy Unit (HEAU) at AG's office offers free help. External review through MIA. Submit a request at https://insurance.maryland.gov/Consumer/Pages/AppealsAndGrievances.aspx.
Does Maryland protect against surprise balance billing?
MD has Trauma Physician Services Fund + state balance billing protections.
What if my appeal is denied by Maryland insurance company?
After internal appeal denial, you can request external review through the state insurance department or its contracted Independent Review Organization (IRO). External review decisions are typically binding on the insurer. You can also file a complaint with the Maryland Insurance Administration regardless of appeal status.
Appeal your Maryland health insurance denial
Upload your denial letter — DenialHelp drafts a physician-ready appeal in five minutes. $39 first-level appeal, money back if we can't draft a strong appeal.
Get started →Contact: hello@denialhelp.com