Wisconsin Insurance Commissioner
Wisconsin Office of the Commissioner of Insurance (OCI)
Contact information
- Agency: Wisconsin Office of the Commissioner of Insurance (OCI)
- Title: Insurance Commissioner
- Phone: (800) 236-8517
- Address: 125 S Webster Street, Madison, WI 53703
- File a complaint: https://oci.wi.gov/Pages/Consumers/FileAComplaint.aspx
- External review: https://oci.wi.gov/Pages/Consumers/IndependentReviewProcess.aspx
Balance billing & surprise billing protection
Federal NSA primary.
External review & appeal help
Independent Review Process within 4 months of final denial.
How DenialHelp fits in
You typically need to file an internal appeal with your insurer before Wisconsin will accept an external review request. DenialHelp drafts that internal appeal in five minutes from your denial letter — physician-ready, cited to medical evidence, and formatted for clean transmission to your insurer. If the internal appeal still loses, you can then file with the Wisconsin Office of the Commissioner of Insurance (OCI) for external review.
Frequently asked questions
How do I file an insurance complaint in Wisconsin?
File online at https://oci.wi.gov/Pages/Consumers/FileAComplaint.aspx or call (800) 236-8517. Most states will investigate insurance company conduct, send the complaint to the insurer for a written response, and report findings to you.
What is the external review process in Wisconsin?
Independent Review Process within 4 months of final denial. Submit a request at https://oci.wi.gov/Pages/Consumers/IndependentReviewProcess.aspx.
Does Wisconsin protect against surprise balance billing?
Federal NSA primary.
What if my appeal is denied by Wisconsin insurance company?
After internal appeal denial, you can request external review through the state insurance department or its contracted Independent Review Organization (IRO). External review decisions are typically binding on the insurer. You can also file a complaint with the Wisconsin Office of the Commissioner of Insurance (OCI) regardless of appeal status.
Appeal your Wisconsin health insurance denial
Upload your denial letter — DenialHelp drafts a physician-ready appeal in five minutes. $39 first-level appeal, money back if we can't draft a strong appeal.
Get started →Contact: hello@denialhelp.com